DEBT RELIEF OPTIONS
Debt Consolidation Loans
We can help with unsecured loans, secured loans and equity release. If you have a house which has capital value, equity can be released from your home to pay off all of your debts in the form of a loan or remortgage.
Credit Restructuring
We provide budgeting assistance on your finances and can provide you with positive trade lines on your credit file in the form of a credit card, this can help rebuild a new credit history. We also provide education on how to build a new credit score and ensure you are using credit properly.
Formal Program
A debt management program is where one, lower monthly payment is arranged with you, depending on your debt level and income/expenditure, which would be distributed between your creditors over a set period of time, until your full debt is paid back in full.
This is beneficial if you are struggling or behind with your payments as it could potentially freeze the interest on your unsecured debts, and stop the collection calls from your creditors involved in the program.